Welcome to Holiday Cottage Mortgages
Welcome to Holiday Cottage Mortgages!
The UK's leading home & holiday let mortgage specialist
HCM was founded by holiday letting experts who understand the holiday letting market, ensuring your mortgage application is properly structured and completed, giving you the best chance of success.
Alongside our smart technology, we provide fully qualified mortgage advice, ready to help you every step of the way.
What are our customers saying?
Getting started is simple
Complete an initial assessment
Complete and submit the initial assessment, it takes less than 5 minutes.
Leave the heavy lifting to us
Our team will scour our unique database of holiday let lenders to find you the best rate possible for your situation.
Speak to an Expert
One of our in-house holiday let mortgage experts will share their findings.
In Just 5 minutes ...
Request your free mortgage assessment
Discover how much you can borrow and what the best holiday let mortgage rates are by creating an account and completing our free, initial assessment.
- Complete the form
- Answer the assessment questions
- Receive your personalised results direct from our Experts
- It's that simple!
It takes no more than 5 mins, after which one of our expert mortgage consultants will provide you with your own, personalised results.
What's great about us?
We're glad you asked.
With plenty of mortgage lenders and brokers out there, we understand why you'd ask. We're a digital broker with huge knowledge of holiday let mortgages, here to guide you through every step of the way.
- Simple initial assessment
- We take care of the legwork for you
- Whole of market search
- Personalised results provided by industry experts
Where are the holiday let mortgages from?
Any of the usual providers you'd expect to see, plus a few more that you may never have heard of.
Our team speaks directly to banks and building societies, including “intermediary only” lenders and a range of other niche providers to get you the best possible holiday let mortgage.
We are fully authorised to arrange holiday cottage mortgages on your behalf, taking away the hassle and misery of the traditional mortgage process, leaving you with more time to focus on your new holiday home.