Welcome to Holiday Cottage Mortgages

Welcome to Holiday Cottage Mortgages!

The UK's leading holiday let mortgage specialist

HCM was founded by holiday letting experts who understand the holiday letting market, ensuring your mortgage application is properly structured and completed, giving you the best chance of success.

Alongside our smart technology, we provide fully qualified mortgage advice, ready to help you every step of the way.

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What are our customers saying?

Crystle provided excellent and friendly support from start to finish, despite some bumps in the road. Her communication was excellent and I found the HCM portal to be clear and easy to work with.

2 months ago via Google

Joseph Phillips

Superb service from start to finish. We were allocated the same person, Crystle, throughout the process. This gave everything a personal touch and a single point of contact, taking away all the hassle. Crystle was excellent; professional, patient and persistent - and always on hand for any questions. The whole...

5 months ago via Google

Louise Pinkney

Holiday Cottage Mortgages were really helpful. I thought it might be difficult getting a holiday let mortgage, but they made the process simple. They were especially helpful in helping us get an extension on the mortgage offer when the buying process took longer than expected. Definitely worth every penny!

8 months ago via Google

Thomas Wormald

Getting started is simple

1
Complete an initial assessment
Complete and submit the initial assessment, it takes less than 5 minutes.

2
Leave the heavy lifting to us
Our team will scour our unique database of holiday let lenders to find you the best rate possible for your situation.

3
Speak to an Expert
One of our in-house holiday let mortgage experts will share their findings.

In Just 5 minutes ...

Request your free mortgage assessment

Discover how much you can borrow and what the best holiday let mortgage rates are by creating an account and completing our free, initial assessment.

Complete the form
Answer the assessment questions
Receive your personalised results direct from our Experts
It's that simple!

It takes no more than 5 mins, after which one of our expert mortgage consultants will provide you with your own, personalised results.

What's great about us?

We're glad you asked.

With plenty of mortgage lenders and brokers out there, we understand why you'd ask. We're a digital broker with huge knowledge of holiday let mortgages, here to guide you through every step of the way.

Simple initial assessment
We take care of the legwork for you
Whole of market search
Personalised results provided by industry experts

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Where are the mortgages from?

Any of the usual providers you'd expect to see, plus a few more that you may never have heard of.

Our team speaks directly to banks and building societies, including “intermediary only” lenders and a range of other niche providers to get you the best possible holiday let mortgage.

We are fully authorised to arrange holiday cottage mortgages on your behalf, taking away the hassle and misery of the traditional mortgage process, leaving you with more time to focus on your new holiday home.

Holiday let mortgages, done.

Get started today!

Begin Assessment

Welcome to Holiday Cottage Mortgages