Skip to content

Welcome to Holiday Cottage Mortgages

See how much you can borrow, and at what interest rate, by completing our free, Initial Assessment. It takes no more than 5 mins to complete after which one of our expert consultants will provide you with your own personalised results.

Or, play around with our holiday let affordability calculator or read some of our expert articles to learn more!

Start an application now to support your property purchase

5 mins to initial review

Remortgage or brand new mortgage, get started now

5 mins to initial review

See what you could borrow without creating an account

Get real time estimates!

"Holiday Cottage Mortgages made the process of choosing and applying for a mortgage so easy and straightforward. They were always available to answer any questions and were very knowledgeable and helpful throughout the whole process. The HCM portal is such an easy way of uploading all the necessary documents and guides you through the application, allowing you to see how your application is progressing. Would highly recommend HCM and Andy in particular."

Property purchased in Wales

"I just wanted to take this opportunity to say thank you so much for all your help on the mortgage application process. We have been very impressed by the expertise and support we have received, and the online tools were very user friendly."

Property purchased in Dorset

“HCM are a great, professional, mortgage advisor who knows the holiday let market very well and understands which lenders will match in order to generate the right mortgage offer, very fast. I would definitely use them again!”

Property purchased in York

"Just wanted to drop you a quick note to say thank you for helping us but also to tell you Crystal is a real credit to your company. She was so helpful, patient, knowledgeable and made the process really easy - good fun as well."

Property purchased in The Cotswolds

Scroll To Top