Skip to content
Call us on 01372 502001
Holiday Cottage Mortgages Logo
  • Home
  • Help & advice
    • Articles
    • FAQ
    • Starter Guide
    • Information Checklist
  • Calculator
  • Log in
  • Sign up
  • Contact us

Help and Advice Articles

Downwards Arrow

Read and search our detailed articles below to find out more about holiday let mortgages and get insights from our experts. All of our articles are hand written by us and are not generated by AI.

Cobblestone homes abroad

The Future of Holiday Lets Investment in the UK – 2026

Man writing on paper with a pen

Our Plain Language Guide to Holiday Let Insurance

Holiday Let Registration Scheme

The New Government Holiday Let Registration Scheme 2026

Holiday Let Mortgage In Principle

Holiday Let Mortgage In Principle

Holiday let opportunities in 2026

How Falling House Prices are Creating Great Opportunities to Buy a Holiday Let in 2026

Holiday Let Mortgages FAQ 2026

Holiday Let Mortgage FAQs for 2026

Budget 2025

The Impact of 2025 Autumn Budget on UK Holiday Let Owners

2026 Vision for Holiday Letting

Holiday Let Mortgage Trends to Watch in 2026

Painting a bench

How to Convert Your Second Home into a Holiday Let

  • 1
  • 2
  • 3
  • …
  • 10
  • Next »

Home & Holiday Let Mortgages, Done.

Holiday Cottage Mortgages Logo

© Holiday Cottage Mortgages Limited (No. 11535623)

Connect & Trident House
Kingston Road, Leatherhead
Surrey, KT22 7LT

Holiday Cottage Mortgages Limited is an Appointed Representative of Julian Harris Adviser Network Limited (Registered in England & Wales no. 3927189), Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority (FCA). Julian Harris Adviser Network Limited’s FCA Register number is 304155. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Pure holiday let, buy to let and commercial mortgages are not regulated by the FCA. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

We charge a fee of £195, payable upon submission of your application to the lender. If we are successful in securing a mortgage offer, a further fee will apply: £300 for residential mortgages; £1,000 for holiday let mortgages in a personal name; and £1,300 for holiday let mortgages through a Limited Company. Please read our Terms of Use for more details.

Holiday Cottage Mortgages

  • About us
  • Privacy Policy
  • Cookie Policy
  • Terms of Use
  • Contact Us

Customer Centre

  • Home
  • Holiday let calculator
  • Log in
  • Sign up
  • Referrals

Knowledge Centre

  • Starter guide
  • Information checklist
  • FAQ
  • Help & advice