Contact Us

In Just 5 minutes ...

Request your free mortgage assessment

Discover how much you can borrow and what the best holiday let mortgage rates are by creating an account and completing our free, initial assessment.

  • Complete the form
  • Answer the assessment questions
  • Receive your personalised results direct from our Experts
  • It's that simple!

It takes no more than 5 mins, after which one of our expert mortgage consultants will provide you with your own, personalised results.

Our initial assessment is free of charge. However, once we go ahead and apply for your mortgage, when we get your formal mortgage offer, we will charge you £995. That means: no mortgage offer, no fee (see Terms of Use).


For all other enquiries, call us on 01372 365795 or use the live chat widget in the bottom right corner of the screen and one of our team will get back to you as soon as possible within our normal office hours of Monday to Friday (excluding Bank Holidays), 9:00am to 5:30pm.

What are our customers saying?

Holiday Cottage Mortgages were great and secured me a re-mortgage when no one else could! The adviser was both knowledgeable and good humoured and made the whole process very smooth. I thoroughly recommend this company.
a month ago via Google
Tim Roake
Second time we have used this company, and both times they have been truly fantastic. Tom has always responded to email and phone calls providing appropriate advice, guidance and explanation - which in turn has allowed us to get a fantastic mortgage product (again!). I would highly recommend this business.
2 months ago via Google
Holiday Lettings
Great access to lenders, and my own experience proved the value of using a knowledgeable, effective and capable broker. Really helped to push things along and get updates from the lender. First class and will definitely use HCM on my next property purchase
2 months ago via Google
Neil Davies