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Help and Advice Articles

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Read and search our articles below to find out more about holiday let mortgages and get insights from experts

First time holiday let owner

First-time holiday let landlords

Mortgage Strategy

Holiday lets – getting the balance right

hopeful outlook for holiday letting market 2024/25

Holiday Let Market Predictions 2024/2025

Holiday let fails!

Pros and Cons of Owning a Holiday Let in a Limited Company

Expat holiday let mortgages UK

UK Expat Holiday Let Mortgages

Making holiday let mortgages possible

Abolishment of Furnished Holiday Let Rules Prompts Shift to Limited Company Mortgages

Regulation of Holiday Lets

New Planning Rules For Holiday Lets

Can I live in my holiday let?

Can I Live in My Holiday Let?

Holiday Let Cash Buyers

Top Tips for Holiday Let Cash Buyers

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Home & Holiday Let Mortgages, Done.

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© Holiday Cottage Mortgages Limited (No. 11535623)

Connect & Trident House
Kingston Road, Leatherhead
Surrey, KT22 7LT

Holiday Cottage Mortgages Limited is an Appointed Representative of Julian Harris Mortgages Limited (Registered in England & Wales no. 3927189), Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority (FCA). Julian Harris Mortgages Limited’s FCA Register number is 304155. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Pure holiday let, buy to let and commercial mortgages are not regulated by the FCA. The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

We charge a fee of £195, payable upon submission of your application to the lender. If we are successful in securing a mortgage offer, a further fee will apply: £300 for residential mortgages; £1,000 for holiday let mortgages in a personal name; and £1,300 for holiday let mortgages through a Limited Company. Please read our Terms of Use for more details.

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